Is fundU a lender or a broker?
fundU is a direct private lender. It does not operate as a broker or lender-matching service.
What does fundU consider?
The team looks at the business purpose, available property security, existing liabilities, supporting information and a realistic repayment or exit strategy.
Does property equity guarantee approval?
No. Security is important but it is not the entire assessment. No applicant or scenario is guaranteed approval.
Does low-doc mean no checks?
No. A low-document pathway may use alternative evidence, but identity, purpose, security and other due diligence still apply.
Can fundU guarantee a decision or settlement time?
No. Timing depends on the complete scenario, the information supplied, security and legal requirements and any third parties involved.
What should I prepare first?
Prepare the amount and business purpose, the deadline, property ownership and existing secured debt, relevant supporting documents and the expected repayment or exit pathway.