We are a lender - not a matching service.
fundU assesses its own lending scenarios. It is not a broker and does not send an applicant's details to a panel of lenders to find a match.
That direct model helps keep responsibility for the assessment clear: the fundU credit team considers the business purpose, security, supporting information and complete circumstances.
A scenario is more than a credit score
The reason for borrowing, the available property security, existing liabilities, timing and a realistic repayment or exit strategy all matter. A past decline or unusual circumstance can be explained, but it never creates a guaranteed approval.
Clear boundaries matter
fundU does not promise approval, a specific settlement time or an outcome based on property equity alone. Applicants should understand the total cost, conditions and risks and obtain independent legal, tax, financial or accounting advice where appropriate.