At fundU, we understand that businesses often face challenges that don't fit within traditional bank lending policies. That’s why we offer Private Funding Loans – an easy and simple solution tailored specifically to suit your business, no matter your financial background, including bad credit.
Our unique approach allows us to provide financing when others won't. Whether you're struggling with cash flow, ATO tax debt, or simply need immediate funding to grow your business, we’re here to help with fast, flexible, and straightforward loan options.
Our Private Business Loans turn unused equity in real estate, into fuel for your business. It's that simple.
Private Funding Loans are financing solutions provided by private lenders outside the conventional banking system. This type of loan offers more flexibility, faster approvals, and fewer restrictions than banks, making it ideal for businesses that don’t meet standard lending criteria. It’s perfect if you need access to funds quickly, with little paperwork or concern about your credit score.
Why Choose fundU's Private Funding Loans?
Fast Approvals & Same-Day Funding: When time is of the essence, we ensure you get access to the funds you need fast. Our process is fully digital, and approvals can happen within hours.
No Complex Paperwork: We keep things simple. Unlike banks, we don't require endless documents or valuations. Our focus is on getting your loan approved quickly and efficiently.
Bad Credit? No Worries! Banks might decline your application because of credit history, but we can work with you to find a solution that fits.
Tailored to Your Needs: Every business is different. That's why we customise loan terms to suit your specific circumstances, whether you're managing bad credit, ATO debt, or need immediate working capital.
Expert Support: Our team of finance experts works closely with you, ensuring that you feel supported every step of the way.
Key Benefits of Private Funding Loans
Flexible Repayment Options: We offer repayment structures that fit your cash flow, making it easier to manage while keeping your business running smoothly.
Higher Approval Rates: Since we don’t follow the rigid bank criteria, your chances of getting approved are 90% higher with fundU.
No Valuation or Financial History Required: We focus on the future, not your past financial situation. Our private loans don't rely on extensive background checks or valuations.
Same-Day Funds: We know time is money. With our rapid funding process, you can access funds on the same day.
Frequently Asked Questions About Private Lending
Private lending refers to loans provided by individuals or organisations outside of traditional banks. These loans offer flexible terms and are ideal for businesses that don't meet typical bank lending criteria.
Private money funding is another term for private lending, where funds come from private lenders which are raised directly and or from investors rather than institutions.
Private lenders, like fundU, provide fast, flexible financing based on different lending criteria, which is based on the equity of your property, without the need for two years worth of trading, tax returns, extensive paperwork, or credit checks.
Yes, private lending is fully legal in Australia.
While many private lenders consider credit scores, fundU looks beyond that. We understand that past credit issues shouldn’t stand in the way of future success.
Taking a private loan can impact your credit score positively if repayments are made on time, but fundU’s focus is on helping you get access to funds, not holding you back.
Private lending is a great option when traditional banks have declined your application or if you need funding fast and can’t afford to wait through a lengthy approval process. We also help you to refinance back to a traditional lender which makes fundU’s solution perfect while you wait for your bank to approve you.
Private lending offers several benefits, including fast access to funds, fewer documentation requirements, and more flexible terms. However, interest rates can be higher compared to traditional banks due to the speed and convenience offered. As with any loan, businesses should ensure they can manage repayments to avoid additional financial strain.
Unlike bank loans, fundU’s Private Funding Loans are designed to offer fast approval and fewer hurdles. We don’t require a perfect credit score, extensive paperwork, or valuations. Our focus is on providing quick, tailored solutions to businesses that don’t fit within bank lending policies.
Yes, fundU’s Private Funding Loans do not require a lengthy financial history. We understand that not every business can provide a detailed financial record, which makes it ideal for startup businesses as we focus on your current needs and future potential, not just your past (which is what the bank requires).
At fundU, we don’t impose strict credit score requirements. We believe in offering solutions even if you have a low credit score or no credit score at all. Our goal is to assess your overall situation and provide a tailored loan that fits your needs.
With fundU’s Private Funding Loans, you can access funds on the same day as your application approval. Our process is streamlined to get your business the money it needs quickly, without the lengthy delays associated with traditional bank loans.
Private lender loans typically come with higher interest rates than bank loans due to the speed, flexibility, and risk factors involved. However, many businesses find the convenience, ease of approval, and fast funding worth the higher cost, especially when time-sensitive opportunities arise - sometimes you just can’t put a dollar figure on that value!
Private funding can benefit a wide range of industries, including medical, construction, hospitality, professionals, mining, retail, and small businesses needing fast access to working capital. It’s also ideal for businesses facing tax debts, cash flow issues, or those with bad credit histories that have been rejected by banks.
How fundU has helped a business with a Private Lending Loan
At fundU, we believe in helping Australian businesses that banks have turned away. Our Private Funding Loans are designed for those who need a fast, simple solution without the red tape.
We provide flexible, fast Private Funding Loans tailored to meet your needs. With no extensive paperwork or valuations required, your loan is approved quickly, even if you have bad credit.
We offer same-day funds, no credit checks, and loans tailored to businesses that fall outside of standard lending criteria. Our process is fully digital, meaning you can get started and receive approval from the comfort of your office or home no matter what time of the day it is.
Ready to secure fast and flexible financing? Contact us to get your free loan quote within minutes and take control of your business finances today!
When the bank says no, fundU says yes!
Get the fast, flexible funding you need today. No paperwork. No delays. Enquire now and secure your loan within hours.
